Boost Your Credit Score for Home Buying: A Guide

1. Reduce debt:

– Pay bills on time.
– Bring past-due accounts current.
– Reduce revolving debt balances.
– Consider a debt consolidation loan.
2. Increase credit limit:

– Request higher credit limits.
– Transfer balances.
– Become an authorized user.
3. Additional ways to improve credit score:

– Don’t close old credit accounts.
– Refrain from applying for new credit.

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